Finding the best homeowners insurance company especially in Wisconsin is not easy. This is because you want a provider that understands the ins and outs of the area and offers the most convenient coverage and policies for you. For this reason, we have come up with some of the best homeowner insurance companies with lower premiums in Wisconsin that you need to check out.
State Farm
State Farm is highly recognized for its outstanding customer service. In fact, they had the highest score for overall customer satisfaction with J.D Power. They can easily be reached on their 24/7 claims hotline, website as well on their many Wisconsin offices. Their website is very insightful and informative and it is easy to obtain an online quote with the quote tool.
Allstate
If you are looking for the best rates, then you may want to check out the Allstate insurance company. This company offers the highest number of discounts which they also offer new customers. Their website is not only informative but is also easy to navigate. Just like State Farm, Allstate has good customer service and they have been ranked highly by J.D Power for claims satisfaction and customer interactions.
In addition, their agent finder tool is quite comprehensive because it offers information you need to locate an agent in your area that you are most comfortable with. They have a thorough quote process that makes it possible for customers to examine the various policies offered. They, however, lack the inflation guard endorsement.
American Family
When it comes to online resources, the American Family company seems to beat them all. Not only do they offer a live chat feature but their discounts and coverage are well explained as well. They also have an Insurance app for their customers which keep a registry of your possession so you can counter effectively after a loss.
They are the only Company with customer loyalty discounts and they offer savings for refurbished homes. However, unlike most companies, American Family does not offer online quotes and they lack endorsements like inflation guard protection.
Acuity
Located in Sheboygan, WI, Acuity is a locally-based company that offers great discount opportunities and endorsements like guaranteed coverage for home replacement. Although not rated by J.D Power, Acuity has a solid in-person customer service and has a good reputation online. However, Acuity has limited online resources when compared to large and nationwide companies like State Farm. It may also require more effort in order to get information on their policies and coverage options.
West Bend Mutual
What is worth noting about West Bend Mutual is their many endorsements and coverage options which are tailored to suit Wisconsin homeowners. We are also pleased with its popularity and reputation regardless of it being a small, local firm.
Conclusion
Above is a review of the best homeowners’ insurance providers based on most comprehensive quotes, online quoting tool, solid customer service, best coverage, online resources and overall rating. With this information, it will be easy for you to choose the most convenient providers to cover your homeowner needs.